Health Savings Account
What Is The Maximum Amount I Can Contribute To An HSA?
In 2026, you can contribute $4,400 for an individual and $8,750 for a family.
How to contribute:
• Payroll – If you have a High Deductible Health Plan through your employer, you can choose to contribute pre-tax funds to your HSA from your paycheck.
• Online Transfers – You can choose to transfer funds to your HSA when logged into HSA Central or the HSA Central App.
• Transfer Existing Funds – You can roll over or transfer your existing HSA funds to your HSA Central Account.
The HSA Central App is a dedicated mobile app to view and manage your HSA funds. Here’s a glimpse of what you can do:
• View account activity and check balances
• Make an HSA contribution or distribution
• Enter and track expenses
• Make a payment from your account
• Take pictures of and upload receipts for tax tracking purposes
• Scan or view eligible medical expenses
Contributions |
2026 |
|---|---|
Maximum Contribution |
Single: $4,400 |
Minimum Deductible Requirements |
Single: $1,700 |
Maximum Out-of-Pocket |
Single: $8,500 |
Catch-up Contribution for ages 55+ |
Single: $1,000 |