Flexible Spending Account

A Flexible Spending Account (FSA) is an employer-owned account that lets you set aside pre-tax dollars (which lowers your taxable income) to pay for eligible out-of-pocket expenses.

Contact Allied Flex
Call: 800-288-2078 (Press 2, star (8), then listen carefully for the flex prompt.)
Email: flexquestions@alliedbenefit.com

There are two types of FSAs:
1. Healthcare FSA – Can be used to pay eligible medical, dental, orthodontia and vision expenses
2. Dependent Care – Can be used to pay eligible expenses for childcare, eldercare or care for a
disabled dependent

Important notes regarding Flexible Spending Account Plans:
• If you have elected to have money set aside in this account before taxes are calculated, you may not change your plan elections until the end of the plan year, December 31st, unless there is a significant change in your family status (marriage, divorce, death of spouse, birth of child, termination of spouse’s employment, or a significant change in your spouse’s health coverage). If a change in status occurs, you may make changes consistent with the qualifying event.
• The plan allows a carryover of $680 into the 2027 year. If Medical FSA has a balance over $680 on December 31, expenses incurred in 2026 can be submitted until March 31, 2027, for reimbursement. If Medical FSA still has a balance over $680 after March 31, excess funds will be forfeited.
• You must request reimbursement of expenses incurred during the plan year within 90 days of your termination date. The IRS requires that any unused funds be forfeited.

Healthcare FSA Eligible Expenses Include:

Co-pays
Out-of-pocket medical expenses
OTC drugs (pain relievers, sleep aids, ointments, eye drops)
Eyeglasses/Contact lenses
Laser eye surgery
Dentures
Medical monitoring devices
Walking assistance devices
Wheelchairs

Dependent FSA Eligible Expenses Include:

Expenses paid to a dependent care center or care provider for care of dependents age 12 and under
Expenses paid for the care of an older dependent who is physically or mentally incapable of self-care